@font-face{font-family:DM Sans Variable;font-style:normal;font-display:swap;font-weight:100 1000;src:url(/_astro/dm-sans-latin-ext-wght-normal.BOFOeGcA.woff2)format("woff2-variations");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:DM Sans Variable;font-style:normal;font-display:swap;font-weight:100 1000;src:url(/_astro/dm-sans-latin-wght-normal.Xz1IZZA0.woff2)format("woff2-variations");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:Manrope Variable;font-style:normal;font-display:swap;font-weight:200 800;src:url(data:font/woff2;base64,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)format("woff2-variations");unicode-range:U+460-52F,U+1C80-1C8A,U+20B4,U+2DE0-2DFF,U+A640-A69F,U+FE2E-FE2F}@font-face{font-family:Manrope Variable;font-style:normal;font-display:swap;font-weight:200 800;src:url(/_astro/manrope-cyrillic-wght-normal.Dvxsihut.woff2)format("woff2-variations");unicode-range:U+301,U+400-45F,U+490-491,U+4B0-4B1,U+2116}@font-face{font-family:Manrope Variable;font-style:normal;font-display:swap;font-weight:200 800;src:url(/_astro/manrope-greek-wght-normal.DL7QRZyv.woff2)format("woff2-variations");unicode-range:U+370-377,U+37A-37F,U+384-38A,U+38C,U+38E-3A1,U+3A3-3FF}@font-face{font-family:Manrope Variable;font-style:normal;font-display:swap;font-weight:200 800;src:url(/_astro/manrope-vietnamese-wght-normal.usUDDRr7.woff2)format("woff2-variations");unicode-range:U+102-103,U+110-111,U+128-129,U+168-169,U+1A0-1A1,U+1AF-1B0,U+300-301,U+303-304,U+308-309,U+323,U+329,U+1EA0-1EF9,U+20AB}@font-face{font-family:Manrope Variable;font-style:normal;font-display:swap;font-weight:200 800;src:url(/_astro/manrope-latin-ext-wght-normal.Ch3YOpNY.woff2)format("woff2-variations");unicode-range:U+100-2BA,U+2BD-2C5,U+2C7-2CC,U+2CE-2D7,U+2DD-2FF,U+304,U+308,U+329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Manrope Variable;font-style:normal;font-display:swap;font-weight:200 800;src:url(/_astro/manrope-latin-wght-normal.DHIcAJRg.woff2)format("woff2-variations");unicode-range:U+??,U+131,U+152-153,U+2BB-2BC,U+2C6,U+2DA,U+2DC,U+304,U+308,U+329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}:root{--ink:#102d39;--muted:#50616a;--lime:#c5ef85;--paper:#fafbf8;--line:#dce3df;--white:#fff;--max:1200px;color:var(--ink);background:var(--paper);font-synthesis:none;font-family:DM Sans Variable,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-size:1rem;line-height:1.65}a{color:inherit;text-underline-offset:4px}a:hover{text-decoration-thickness:2px}button,input,select,textarea{font:inherit}button,a,input,select,textarea{touch-action:manipulation}button{cursor:pointer}img{max-width:100%;display:block}h1,h2,h3{letter-spacing:-.035em;font-family:Manrope Variable,sans-serif;line-height:1.12}h1{margin:1rem 0 1.5rem;font-size:clamp(2.65rem,5.2vw,4.6rem);font-weight:750}h2{margin:.6rem 0 1.3rem;font-size:clamp(1.9rem,3.3vw,2.8rem);font-weight:700}h3{margin:.3rem 0 .7rem;font-size:1.3rem;font-weight:700}p{margin:0 0 1.2rem}ul{padding-left:1.3rem}li{margin:.45rem 0}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline-offset:4px;outline:3px solid #246a91}.wrap{max-width:var(--max);margin:auto;padding:0 32px}.skip-link{background:var(--ink);color:#fff;z-index:10;padding:12px;position:absolute;top:-100px;left:20px}.skip-link:focus{top:10px}.site-header{background:var(--paper);border-bottom:1px solid var(--line)}.nav{justify-content:space-between;align-items:center;gap:24px;min-height:94px;display:flex}.brand{letter-spacing:-.05em;align-items:center;gap:10px;font-family:Manrope Variable,sans-serif;font-size:1.45rem;font-weight:800;text-decoration:none;display:flex}.brand svg{width:30px;height:34px}.brand span span{font-weight:500}.nav-links{align-items:center;gap:30px;display:flex}.nav-links>a{font-size:.94rem;font-weight:550;text-decoration:none}.button{background:var(--ink);color:#fff;border:1px solid #0000;border-radius:5px;justify-content:center;align-items:center;min-height:50px;padding:13px 23px;font-weight:650;line-height:1.3;text-decoration:none;transition:background .15s,transform .15s;display:inline-flex}.button:hover{background:#1a495c;transform:translateY(-1px)}.button.lime{background:var(--lime);color:var(--ink)}.button.lime:hover{background:#d7f4ae}.button.outline{border-color:var(--ink);color:var(--ink);background:0 0}.eyebrow{text-transform:uppercase;letter-spacing:.14em;margin-bottom:14px;font-size:.75rem;font-weight:700;display:block}.hero{grid-template-columns:1.1fr 1fr;align-items:center;gap:60px;padding-top:65px;padding-bottom:72px;display:grid}.hero-copy>p{max-width:490px;color:var(--muted);font-size:1.12rem}.hero-actions{flex-wrap:wrap;align-items:center;gap:16px;margin:28px 0 20px;display:flex}.micro{color:var(--muted);font-size:.86rem}.hero-picture{padding-bottom:27px;position:relative}.hero-picture img{aspect-ratio:1.08;object-fit:cover;border-radius:12px;width:100%}.picture-caption{background:var(--ink);color:#fff;border-radius:5px;justify-content:space-between;align-items:center;gap:15px;padding:22px 25px;display:flex;position:absolute;bottom:0;left:-22px;right:24px;box-shadow:0 8px 20px #102d3912}.picture-caption strong{font-family:Manrope Variable;font-size:1.1rem}.picture-caption span{color:#c5d5dc;font-size:.83rem;display:block}.caption-mark{color:var(--lime);font-size:1.5rem}.intro-band{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#eef2ed}.band-inner{justify-content:space-between;align-items:center;gap:25px;padding-top:23px;padding-bottom:23px;display:flex}.band-inner p{margin:0;font-weight:600}.band-inner span{color:var(--muted);font-size:.9rem}.section{padding-top:80px;padding-bottom:80px}.section-head{justify-content:space-between;align-items:end;gap:35px;margin-bottom:34px;display:flex}.section-head p{max-width:410px;color:var(--muted);margin-bottom:4px}.section-head h2{margin-bottom:0}.grid-3{grid-template-columns:repeat(3,1fr);gap:22px;display:grid}.grid-2{grid-template-columns:repeat(2,1fr);gap:22px;display:grid}.card{border:1px solid var(--line);background:#fff;border-radius:8px;flex-direction:column;padding:29px;display:flex;position:relative}.card p{color:var(--muted)}.card .card-link{margin-top:auto;font-size:.94rem;font-weight:650}.card-number{color:#70817b;margin-bottom:32px;font-family:Manrope Variable;font-size:.85rem;display:block}.card-tag{letter-spacing:.1em;text-transform:uppercase;color:#567039;margin-bottom:18px;font-size:.72rem;font-weight:700}.dark-section{background:var(--ink);color:#fff}.dark-section .eyebrow{color:var(--lime)}.steps{grid-template-columns:repeat(3,1fr);gap:35px;margin-top:36px;display:grid}.step{border-top:1px solid #49606b;padding-top:24px}.step>span{color:var(--lime);margin-bottom:28px;font-family:Manrope Variable;font-size:1.65rem;display:block}.step p{color:#c0cdd2;margin:0}.split{grid-template-columns:1fr 1fr;align-items:start;gap:70px;display:grid}.checklist{margin-top:28px;padding:0;list-style:none}.checklist li{border-bottom:1px solid var(--line);gap:14px;padding:15px 0;display:flex}.checklist li:before{content:"✓";color:#496b28;font-weight:700}.faq{border-bottom:1px solid var(--line);padding:20px 0}.faq summary{cursor:pointer;padding-right:15px;font-weight:650}.faq p{color:var(--muted);margin:18px 0 0}.cta-band{background:var(--lime);border-radius:9px;justify-content:space-between;align-items:center;gap:35px;margin-top:15px;padding:45px;display:flex}.cta-band h2{margin:0 0 10px;font-size:2rem}.cta-band p{max-width:600px;margin:0}.site-footer{background:var(--ink);color:#fff;padding:55px 0 28px}.footer-grid{grid-template-columns:2fr 1fr 1fr;gap:60px;display:grid}.site-footer p{color:#b8c8ce;max-width:410px;margin-top:18px;font-size:.9rem}.footer-links{flex-direction:column;gap:9px;font-size:.9rem;display:flex}.footer-links strong{margin-bottom:8px}.footer-links a{color:#c0cdd2;text-decoration:none}.footer-bottom{color:#b8c8ce;border-top:1px solid #38535f;flex-wrap:wrap;justify-content:space-between;gap:20px;margin-top:34px;padding-top:22px;font-size:.8rem;display:flex}.page-hero{border-bottom:1px solid var(--line);padding-top:55px;padding-bottom:45px}.page-hero h1{max-width:850px;font-size:clamp(2.3rem,4vw,3.7rem)}.page-hero .lede{color:var(--muted);max-width:760px;font-size:1.18rem}.breadcrumbs{color:var(--muted);flex-wrap:wrap;gap:10px;margin-bottom:25px;font-size:.86rem;display:flex}.article-layout{grid-template-columns:minmax(0,1fr) 300px;align-items:start;gap:65px;display:grid}.article-content h2{margin-top:42px;font-size:1.8rem}.article-content h2:first-child{margin-top:0}.article-content{max-width:780px}.article-content p,.article-content li{color:#3e525c}.article-aside{border:1px solid var(--line);background:#edf2e7;border-radius:8px;padding:27px;position:sticky;top:28px}.article-aside p{color:var(--muted);font-size:.95rem}.article-aside .button{width:100%}.related{border-top:1px solid var(--line);margin-top:38px;padding-top:24px}.related a{margin:8px 0;display:block}.note{background:#eef2e8;border-left:3px solid #87a452;margin:26px 0;padding:18px 22px;font-size:.95rem}.sources{margin-top:35px;font-size:.86rem}.sources a{margin:8px 0;display:block}.source-note{color:var(--muted);font-size:.84rem}.form-layout{grid-template-columns:1fr 1.4fr;gap:65px;padding-top:55px;padding-bottom:75px;display:grid}.form-layout h1{font-size:3.1rem}.quote-form{border:1px solid var(--line);background:#fff;border-radius:8px;padding:36px}.form-grid{grid-template-columns:1fr 1fr;gap:20px;display:grid}.field{flex-direction:column;gap:6px;display:flex}.field.full{grid-column:1/-1}label,legend{font-size:.91rem;font-weight:650}input,select,textarea{width:100%;min-height:49px;color:var(--ink);background:#fff;border:1px solid #9cadb5;border-radius:4px;padding:11px 13px}textarea{resize:vertical;min-height:110px}.optional{color:var(--muted);font-weight:400}.form-section{border-top:1px solid var(--line);grid-column:1/-1;margin:12px 0 -2px;padding-top:24px;font-size:1.05rem}.consent{grid-column:1/-1;align-items:flex-start;gap:12px;font-size:.87rem;font-weight:400;line-height:1.6;display:flex}.consent input{flex-shrink:0;width:19px;min-height:19px;margin-top:5px}.form-message{color:#a32626;margin-top:18px}.form-message:empty{display:none}.form-message.success{color:#264816;background:#edf5e3;border:1px solid #b5d493;border-radius:4px;padding:18px}.quote-form button{width:100%;margin-top:25px}.quote-form button:disabled{opacity:.65;cursor:wait}.honeypot{width:1px;height:1px;position:absolute;left:-9999px;overflow:hidden}.simple-content{max-width:850px;padding-top:50px;padding-bottom:75px}.simple-content h2{margin-top:32px;font-size:1.65rem}.contact-box{background:#eef2e8;border-radius:8px;margin-top:24px;padding:28px}.menu-toggle{display:none}.notfound{min-height:500px;padding:80px 0}.display-none{display:none!important}@media (width<=950px){.nav-links{gap:18px}.hero{gap:32px}.hero h1{font-size:3.1rem}.hero-picture img{aspect-ratio:.85}.grid-3{gap:15px}.card{padding:22px}.split{gap:40px}.article-layout{grid-template-columns:minmax(0,1fr) 260px;gap:35px}.form-layout{gap:35px}.quote-form{padding:26px}.footer-grid{gap:35px}}@media (width<=720px){.wrap{padding:0 22px}.nav{flex-wrap:wrap;gap:15px;min-height:78px;padding-top:18px;padding-bottom:18px}.brand{font-size:1.28rem}.menu-toggle{border:1px solid var(--line);background:#fff;border-radius:4px;padding:7px 12px;font-size:.9rem;display:block}.nav-links{flex-direction:column;align-items:stretch;gap:0;width:100%;display:none}.nav-links.open{display:flex}.nav-links>a{padding:13px 0}.nav-links>a.button{margin-top:8px;padding:13px 20px}.hero{grid-template-columns:1fr;gap:25px;padding-top:40px;padding-bottom:45px}.hero h1{font-size:clamp(2.65rem,10vw,3.4rem)}.hero-picture img{aspect-ratio:1.35}.hero-picture{margin-left:15px}.picture-caption{padding:18px;left:-15px;right:15px}.band-inner{flex-direction:column;align-items:start;gap:8px;padding-top:20px;padding-bottom:20px}.section{padding-top:50px;padding-bottom:50px}.section-head{flex-direction:column;align-items:start;gap:16px}.grid-3,.grid-2,.steps,.split,.footer-grid,.article-layout,.form-layout{grid-template-columns:1fr}.steps{gap:28px}.step>span{margin-bottom:15px}.card-number{margin-bottom:20px}.cta-band{flex-direction:column;align-items:start;padding:28px}.footer-grid{gap:30px}.article-aside{position:static}.form-layout{gap:25px;padding-top:25px}.form-layout h1{font-size:2.65rem}.form-grid{grid-template-columns:1fr}.quote-form{padding:23px}.field.full,.consent,.form-section{grid-column:auto}.page-hero{padding-top:35px;padding-bottom:30px}.article-layout{gap:30px}}.article-toc{border:1px solid var(--line);background:#eef2e8;border-radius:8px;margin-bottom:32px;padding:22px}.article-content .article-toc h2{margin:0 0 12px;font-size:1.1rem}.article-toc ul{margin:0}.article-toc li{font-size:.94rem}.article-content>section{margin-top:32px;scroll-margin-top:24px}.context-link{font-size:.95rem}.context-link a{font-weight:650}.article-aside h2{font-size:1.4rem;line-height:1.25}.card h2.card-heading{margin:.3rem 0 .7rem;font-size:1.3rem;line-height:1.25}.hub-resource-link{margin-top:28px}.article-content .sources h2,.article-content .related h2{font-size:1.35rem}.breadcrumbs [aria-current=page]{color:var(--ink)}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}.menu-toggle{color:var(--ink);-webkit-appearance:none;appearance:none}.article-takeaway{border-left:4px solid var(--ink);background:#eef2ed;margin-bottom:28px;padding:22px 26px}.article-takeaway .eyebrow{margin-bottom:10px}.article-takeaway p{color:var(--ink);margin:0;font-size:1.12rem;line-height:1.6}.article-comparison{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:22px 0;display:grid}.article-comparison>div{border:1px solid var(--line);background:#fff;border-radius:8px;padding:20px}.article-comparison dt{color:var(--ink);margin-bottom:10px;font-weight:700;line-height:1.45}.article-comparison dd{color:var(--muted);margin:0;font-size:.96rem;line-height:1.65}@media (width<=720px){.article-comparison{grid-template-columns:1fr}.article-takeaway{padding:20px}.article-comparison>div{padding:18px}}.business-type-section{border-top:1px solid var(--line);margin-top:50px;padding-top:40px;scroll-margin-top:24px}.business-type-section>p{max-width:800px;color:var(--muted)}.business-type-options{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:26px 0;padding:0;list-style:none;display:grid}.business-type-options li{margin:0}.business-type-options a{border:1px solid var(--line);background:#fff;border-radius:5px;justify-content:space-between;align-items:center;gap:12px;height:100%;min-height:64px;padding:16px 18px;font-weight:550;line-height:1.4;text-decoration:none;display:flex}.business-type-options a:hover{background:#eef2e8;border-color:#87a452}.business-type-options a span{color:#567039;flex-shrink:0}.business-type-fallback{font-size:.95rem}@media (width<=950px){.business-type-options{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=720px){.business-type-options{grid-template-columns:1fr}.business-type-section{margin-top:35px;padding-top:30px}}[hidden]{display:none!important}.footer-preferences{font:inherit;color:#c0cdd2;text-align:left;cursor:pointer;background:0 0;border:0;padding:0;text-decoration:underline}.analytics-choice{background:var(--paper,#fafbf8);width:min(440px,100vw - 40px);color:var(--ink);border:1px solid var(--line);z-index:20;border-radius:8px;padding:24px;position:fixed;bottom:20px;right:20px;box-shadow:0 8px 35px #102d3926}.analytics-choice h2{margin:0 0 10px;font-size:1.15rem}.analytics-choice p{margin:0 0 14px;font-size:.9rem}.analytics-actions{flex-wrap:wrap;gap:12px;margin-bottom:14px;display:flex}.analytics-actions .button{white-space:nowrap;flex:1}.analytics-actions button:disabled{opacity:.6;cursor:not-allowed}@media (width<=600px){.analytics-choice{width:calc(100vw - 24px);padding:20px;bottom:12px;right:12px}}.local-review-bar{color:var(--ink);text-align:center;background:#e8eee4;flex-wrap:wrap;justify-content:center;gap:18px;padding:9px 24px;font-size:.85rem;display:flex}.local-review-bar a{font-weight:700;text-decoration:none}.quote-landing{align-items:start;gap:64px;padding-top:64px;padding-bottom:72px}.quote-intro{position:sticky;top:40px}.quote-intro h1{margin-top:8px;font-size:clamp(2.6rem,4.1vw,3.6rem)}.quote-intro>p{color:var(--muted);max-width:440px}.quote-intro>p:first-of-type{font-size:1.1rem}.quote-benefits{margin:30px 0;padding:0;list-style:none}.quote-benefits li{padding:10px 0;line-height:1.5}.quote-benefits li:before{content:"✓";margin-right:12px;font-weight:700}.quote-only-header .nav{flex-wrap:nowrap}.quote-only-footer{padding-top:36px}.quote-footer-main{justify-content:space-between;align-items:start;gap:32px;display:flex}.quote-footer-main p{margin-bottom:0}.quote-footer-links{flex-wrap:wrap;justify-content:flex-end;gap:12px 24px;padding-top:8px;font-size:.9rem;display:flex}.quote-footer-links a{color:#c0cdd2;text-decoration:none}.quote-only-footer .footer-bottom a{text-decoration:none}.quote-form{scroll-margin-top:24px}@media (width<=950px){.quote-landing{gap:32px}.quote-intro h1{font-size:2.8rem}}@media (width<=720px){.quote-landing{gap:24px;padding-top:32px;padding-bottom:40px}.quote-intro{position:static}.quote-intro h1{margin-bottom:18px;font-size:clamp(2.35rem,8vw,3rem)}.quote-intro>p:first-of-type{font-size:1rem}.quote-intro>p.micro{margin-bottom:0}.quote-benefits{margin:16px 0}.quote-benefits li{padding:5px 0;font-size:.94rem}.quote-only-header .nav{gap:12px}.quote-only-header .button{min-height:42px;padding:11px 14px;font-size:.83rem}.quote-footer-main{flex-direction:column;gap:20px}.quote-footer-links{justify-content:flex-start;padding-top:0}}.quote-home{grid-template-columns:1.2fr 1fr;gap:56px;padding-top:72px;padding-bottom:72px}.quote-home h1{margin-top:0;font-size:clamp(2.5rem,4.4vw,3.6rem)}.quote-home .hero-copy>.micro{margin-bottom:0;font-size:.9rem}.quote-home .hero-picture{margin-left:0;padding-bottom:0}.quote-home .hero-picture img{aspect-ratio:1.05;height:auto}.quote-home .hero-actions{margin:28px 0 16px}@media (width<=720px){.quote-home{grid-template-columns:1fr;gap:32px;padding-top:40px;padding-bottom:40px}.quote-home h1{font-size:clamp(2.4rem,8.8vw,3.4rem)}.quote-home .hero-picture img{aspect-ratio:1.4}}.quote-form{min-width:0}.form-verification{min-width:0;margin-top:24px}.form-verification #turnstile-widget{width:100%;min-width:0;min-height:65px}.form-verification #verification-status{margin:8px 0 0}.quote-form .verification-retry{border:1px solid var(--line);background:var(--paper);width:auto;min-height:40px;color:var(--ink);border-radius:4px;margin:8px 0 0;padding:7px 13px;font-size:.9rem}.form-verification #verification-help{margin:10px 0 0}.quote-form button[type=submit]:disabled{cursor:not-allowed}.quote-form button[type=submit][data-saving=true]{cursor:wait}.quote-only-header .brand{flex-shrink:0}.quote-only-header .button{text-align:center}.site-page{flex-direction:column;min-height:100dvh;display:flex}.site-page>main{flex:1}.site-page>.site-header,.site-page>.site-footer{flex-shrink:0}@media (width<=720px){.site-header .button{display:none}}
